shane, Author at D&M Auto Leasing

December 2024 Car Lease Deals

shane on December 18, 2024

The holidays are here, the New Year is just around the corner, and we’re giving the gift of fantastic new car lease deals at D&M Auto Leasing. Whether you’re in Dallas, Fort Worth, Houston, or anywhere nationwide, we have you covered with our outstanding lease options. Explore our featured December 2024 lease specials, available from December 1st to December 31st, 2024!

2025 Toyota Tundra CrewMax SR5 2WD

The 2025 Toyota Tundra CrewMax SR5 2WD combines ruggedness with modern features. Its bold design, spacious interior, and advanced safety tech make it a versatile choice for both work and play. With a 389 HP i-FORCE engine and a 12,000 lbs. towing capacity, it’s ready for any adventure. This Tundra also offers features like a 14-inch Toyota Audio Multimedia touchscreen, Lane Departure Alert, and Full-Speed Range Dynamic Radar Cruise Control. The SR5 trim boasts 18-inch alloy wheels, LED fog lights, and a Class IV tow hitch. Get behind the wheel and embrace the boldness of the Tundra!

2024 Chevrolet Silverado 1LT

The 2024 Chevrolet Silverado 1LT is a full-size pickup truck that offers a spacious cabin, a powerful engine, and a range of features to suit your needs. It has a 2.7-liter turbocharged inline-4 engine that delivers 310 horsepower and 430 lb.-ft. of torque, which can handle tough jobs with ease, as well as an 8-speed automatic transmission that provides smooth and responsive shifting. It also boasts 62.9 cubic feet cargo capacity with the rear seats folded down. The Silverado is built for those who demand reliability without compromising on style.

2025 Nissan Kicks SV

The 2025 Nissan Kicks SV is a subcompact crossover SUV featuring a stylish, practical cabin with plenty of headroom, good visibility, and a new body style. It’s also affordable and offers excellent fuel economy ratings of 28 mpg city and 35 mpg highway. Additionally, the Kicks boasts a host of standard driver-assistance features, such as automatic emergency braking, blind-spot monitoring, and rear cross-traffic alert, as well as a new, 8.0-inch infotainment display with Apple CarPlay/Android Auto compatibility, and a spacious cargo area. Overall, the 2025 Nissan Kicks SV is designed to provide a comfortable and connected driving experience with a focus on efficiency and safety.

Ready to treat yourself? Check out all of our current car lease deals and submit a convenient quote form, or call a trusted agent today!

Don’t see the auto lease you are looking for? Check back next month to see our January 2025 new car lease deals.

Do I Need a Cosigner for a Car Lease?

shane on December 2, 2024

Leasing a car can be an exciting yet overwhelming process, especially if you’re not sure whether you need a cosigner. Many wonder whether having a cosigner will unlock the best new car lease deals. Let’s break it down and help you navigate this part of your car leasing journey.

What is a Cosigner?

A cosigner is someone who agrees to share the responsibility of your car lease. They essentially promise to cover the lease payments if you’re unable to do so. This can be a big help if your credit score isn’t high enough to qualify for the best deals on your own.

When Do You Need a Cosigner for a Car Lease?

You might need a cosigner if:

Credit Score: If your credit score is on the lower end, a cosigner with a good credit score can make the lease terms more favorable.
Income Verification: If your income doesn’t meet the leasing company’s requirements, a cosigner can help demonstrate financial stability.
First-Time Lessees: If you’re leasing a car for the first time, having a cosigner can increase your chances of approval.

How a Cosigner Can Help Secure the Best New Car Lease Deals

Leasing companies assess the risk of lending to you based on your credit history and income. A strong cosigner can significantly reduce this risk, making you eligible for new car lease deals that might otherwise be out of reach.

Advantages of Having a Cosigner

Lower Interest Rates: A cosigner with a good credit score can help secure lower interest rates.
Better Lease Terms: You might be eligible for better lease terms, including lower monthly payments.
Access to Premium Vehicles: You can have access to better cars with the best new car lease deals.

Tips for Finding a Cosigner

Close Family Members or Friends: Choose someone who trusts you and understands your financial habits.
Explain the Commitment: Make sure your cosigner understands their obligations and how it might impact their credit.
Document Everything: Keep clear records of your agreement to avoid misunderstandings.

Having a cosigner can be incredibly beneficial in securing favorable lease terms and tapping into the best new car lease deals available. However, it’s crucial to weigh the pros and cons and ensure both you and your cosigner are comfortable with the arrangement. Visit D&M Auto Leasing today and let us help you find a car lease deal that works for you.

How to Find the Best Sedan Lease Deals for Your Budget

shane on November 21, 2024

Leasing a sedan can seem overwhelming due to the many options available. From finding the best sedan to lease to securing the most advantageous lease deals, it’s important to make informed decisions that fit your needs and budget. At D&M Auto Leasing, we’re here to guide you through the process of leasing the perfect sedan.

1. Determine Your Needs and Preferences

The first step in finding the best sedan to lease is to evaluate your personal needs and preferences. Consider factors such as the size of the car, fuel efficiency, technology features, safety ratings, and overall style. Whether you need a family-friendly vehicle or a sleek, luxury sedan, identifying your must-haves will help narrow down your options.

2. Explore Best Sedan Lease Deals

Once you have a clear idea of what you’re looking for, it’s time to explore the best sedan lease deals. D&M Auto Leasing offers a wide range of lease deals, ensuring that you get the most value for your money. We recommend comparing different models and their lease terms to find the perfect fit for your budget.

3. Consider Your Budget

Budgeting is crucial when leasing a car. Calculate how much you can afford to spend on monthly payments and consider any additional costs such as insurance, maintenance, and fuel. Look for sedan leases that align with your financial situation, and don’t hesitate to discuss flexible payment plans with us at D&M Auto Leasing.

4. Evaluate Luxury Sedan Lease Deals

If you’re considering a high-end vehicle, luxury sedan lease deals can offer exceptional value. Luxury sedans often come with advanced features, superior comfort, and cutting-edge technology. Our team at D&M Auto Leasing can help you find attractive lease deals on luxury models from top brands like Mercedes-Benz, BMW, and Audi.

5. Test Drive Your Top Choices

Before finalizing your lease, it’s important to test drive your top choices. This will give you a feel for the car’s performance, comfort, and features. Schedule a test drive with D&M Auto Leasing to experience firsthand what each sedan has to offer.

6. Understand the Lease Terms

Understanding the terms of your lease is essential. Pay attention to details such as the lease duration, mileage limits, and any potential fees for early termination or excess wear and tear. Our leasing specialists at D&M Auto Leasing are here to explain all aspects of your lease agreement and answer any questions you may have.

7. Enjoy Your New Sedan

Once you’ve found the best sedan to lease, it’s time to enjoy your new ride! Leasing offers the advantage of driving a new car every few years, allowing you to stay up-to-date with the latest models and technology.

Leasing a sedan can be a smooth and rewarding experience when you know what to look for. At D&M Auto Leasing, we’re dedicated to helping you find the perfect sedan that meets your needs and budget. Contact us today to explore our sedan leases and take the first step toward driving your dream car!

The Best Time of Year to Lease a Car

shane on November 5, 2024

When it comes to leasing a car, timing can be everything. Knowing the best time to lease a car can save you money and ensure you get the best deal. At Autoflex Leasing, we’re here to guide you through the process, helping you make an informed decision on when to lease a car.

End of the Calendar Year

One of the best times of year to lease a car is towards the end of the calendar year. During this period, dealerships are eager to clear out their current inventory to make room for next year’s models. As a result, you’ll often find more attractive lease deals and incentives. The months of November and December are particularly fruitful, as dealerships push hard to meet their annual sales targets.

End of the Month

Similarly, the end of each month can be an advantageous time for leasing a vehicle. Salespeople and dealerships frequently have monthly quotas to meet, and as the month winds down, they become more motivated to close deals. This urgency can translate into better lease offers for you, as they strive to hit their numbers.

Holiday Sales Events

Holiday sales events are prime times for finding excellent lease deals. Major holidays like Memorial Day, Labor Day, and the 4th of July bring special promotions and incentives. These sales events often feature significant discounts and lease specials, making it one of the best times to lease a new car.

Model Year Changeover

Another optimal period is during the model year changeover, usually occurring in late summer to early fall. Dealerships are eager to clear out the outgoing model year inventory to make way for the new models arriving on the lot. Leasing a vehicle during this time can result in substantial savings, as dealerships offer enticing deals to move the older models.

New Year’s Savings

If you missed the year-end deals, the New Year also presents a unique opportunity. January is often a slower month for car sales, leading dealerships to offer attractive lease deals to stimulate business. It’s a quieter time in the auto industry, which can work to your advantage.

Special Promotions and Manufacturer Offers

Throughout the year, manufacturers and dealerships roll out special promotions and lease offers. Staying informed about these can be beneficial. Autoflex Leasing has been a leasing leader for more than forty years. We know when the best deals are available and since we are a large volume leasing company, Autoflex can help make all year the best time for you to lease. Sign up for newsletters from car manufacturers and Autoflex Leasing, and visit websites regularly to stay updated on the latest lease deals.

Your Personal Financial Cycle

While industry trends are important, don’t overlook your personal financial cycle. Choosing the best time to lease a car should align with your financial situation. Make sure you’re financially ready to commit to a lease before jumping in, regardless of the calendar.

By understanding when is the best time to lease a car, you can ensure you’re getting the most value for your money. At Autoflex Leasing, we’re committed to helping you find the perfect vehicle at the perfect time. Happy leasing!

Buying a Leased Car Before Lease Ends: How to Do It and What to Watch Out for

shane on October 24, 2024

Buying a leased car before the lease ends can be a smart move, especially if you’ve grown attached to the vehicle or if it offers a favorable buyout price. Here’s a comprehensive guide on how to make the process smooth and what to keep an eye out for.

Can You Buy Your Leased Car Before the Lease Ends?

The short answer is yes! When you buy your car before the lease ends, it can save you money in the long run. If your vehicle’s market value is higher than the buyout price, you’re essentially getting a good deal. Plus, you’re already familiar with the car’s history, maintenance, and condition.

How to Buy a Leased Car Before the End of the Lease

Review Your Lease Agreement: Start by examining your lease contract to understand the terms and conditions related to early buyout. Look for the buyout price, fees, and any stipulations.
Check the Buyout Price: The buyout price is usually a combination of the car’s residual value plus any remaining payments and fees. Compare this price with the current market value of the car to see if it’s a good deal.
Get Financing: Unless you plan to pay cash, you’ll need to secure financing. Shop around for the best interest rates from banks, credit unions, or the leasing company itself.
Inspect the Car: Before making a purchase, inspect the vehicle thoroughly. Even though you’ve been driving it, an inspection can help identify any potential issues that may cost you down the line.
Complete the Paperwork: Once you’ve agreed on a price, you’ll need to complete the necessary paperwork. D&M Auto Leasing will guide you through this process to make it easy and give you what you need.

What to Watch Out For

Hidden Fees: Some lease agreements may have hidden fees for early buyout. These can include administrative fees or penalties for not completing the lease term. At D&M Auto Leasing, we’ll walk you through everything included on the lease so there are no surprises.
Market Value Fluctuations: The car’s market value can fluctuate, so it’s crucial to do your research. Check reputable online sources to get an accurate estimate.
Financing Terms: If you’re financing the buyout, be aware of the interest rates and loan terms. A high interest rate can offset the savings from a good buyout price.
Condition of the Car: Any wear and tear beyond what’s considered normal can affect the buyout process. Ensure all maintenance is up to date and that there are no major issues.
Negotiation Leverage: Use your research as leverage when negotiating. If the market value is lower than the buyout price, don’t hesitate to point this out to get the best deal.

Conclusion

Buying a leased car before the lease ends can be a great option if done correctly. By following the steps outlined above and being aware of potential pitfalls, you can make an informed decision that benefits your wallet and keeps you behind the wheel of a car you love. Happy driving!

October 2024 Car Lease Deals

shane on October 10, 2024

Fall is here, Halloween is just around the corner, and we’ve got some scary good new car lease deals at D&M Auto Leasing. Whether you’re in Dallas, Fort Worth, Houston, or anywhere nationwide, we have you covered with our outstanding lease options. Explore our featured October 2024 lease specials, available from October 1st to October 31st, 2024!

The 2024 Toyota Tundra CrewMax SR5 combines ruggedness with modern features. Its bold design, spacious interior, and advanced safety tech make it a versatile choice for both work and play. With a 389 HP i-FORCE engine and a 12,000 lbs. towing capacity, it’s ready for any adventure. This Tundra also offers features like a 14-inch Toyota Audio Multimedia touchscreen, Lane Departure Alert, and Full-Speed Range Dynamic Radar Cruise Control. The SR5 trim boasts 18-inch alloy wheels, LED fog lights, and a Class IV tow hitch. Get behind the wheel and embrace the boldness of the Tundra!

The 2024 Toyota Tacoma SR5 2WD is a mid-size pickup truck combining a daring, muscular stance with practical features. Its robust build quality ensures it can handle off-road adventures and daily commutes alike. It has a six-foot cargo bed, LED headlights and fog lights, blind-spot monitoring, and keyless entry. It also offers a new coil-spring rear suspension that improves ride comfort. The Tacoma’s capability will impress any off-road, camping, or DIY enthusiast with its versatility and functionality.

The 2024 Nissan Kicks S is a subcompact crossover SUV featuring a stylish, practical cabin with plenty of headroom and good visibility. It’s also affordable and offers excellent fuel economy ratings of 31 mpg city and 36 mpg highway. Additionally, the Kicks boasts a host of standard driver-assistance features, such as automatic emergency braking, blind-spot monitoring, and rear cross-traffic alert, as well as a new, 8.0-inch infotainment display with Apple CarPlay/Android Auto compatibility, and a spacious cargo area.

Ready to reap the benefits? Check out all of our current car lease deals and submit a convenient quote form, or call a trusted agent today!

Don’t see the auto lease you are looking for? Check back next month to see our November 2024 new car lease deals.

The Pros and Cons of Making a Down Payment on a Car Lease

shane on September 27, 2024

When it comes to leasing a car, one of the most common questions is whether or not to make a down payment. This decision can significantly impact your leasing experience, so let’s explore the pros and cons to help you make an informed choice.

Pros of Making a Down Payment on a Car Lease

Lower Monthly Payments: One of the primary benefits of making a car lease down payment is that it can reduce your monthly payments. By paying a portion of the lease upfront, you decrease the amount financed, leading to lower monthly costs.
Reduced Interest Charges: Although leases typically have lower interest rates compared to loans, making a down payment can further reduce the interest charges over the lease term. This is particularly beneficial if you have a higher money factor (the lease equivalent of an interest rate).
Increased Approval Chances: If you have less-than-perfect credit, making a down payment can improve your chances of getting approved for a lease. It shows the leasing company that you are committed and financially stable.
Equity in Case of Total Loss: In the unfortunate event that your leased car is totaled, having made a down payment can prevent you from being upside down on the lease. This means you owe less than the car’s value, which can be a financial relief.

Cons of Making a Down Payment on a Car Lease

Upfront Cost: The most obvious downside is the initial out-of-pocket expense. Leasing is often attractive because it requires less money upfront compared to buying. A significant down payment can negate this advantage.
Risk of Loss: If your leased car is stolen or totaled early in the lease term, you might not recover the down payment. Unlike loans, where the down payment reduces the loan balance, in a lease, it primarily lowers the monthly payments.
Opportunity Cost: The money used for a down payment could be invested elsewhere. When you lease cars with no down payment, you can keep your cash liquid for other investments or emergencies.
Minimal Impact on Total Cost: Making a down payment on a lease doesn’t significantly reduce the overall cost of the lease. It merely shifts when you pay the money. Whether you pay upfront or monthly, the total amount paid over the lease term remains similar.

Do You Need a Down Payment to Lease a Car?

The short answer is no, you don’t need a down payment to lease a car. Many leasing companies offer deals that require little to no money down. However, if you have bad credit, a down payment might be necessary to secure the lease.

What Happens to the Down Payment on a Leased Car?

When you make a down payment on a leased car, it is applied as a capitalized cost reduction. This means it reduces the amount you finance, lowering your monthly payments. However, it doesn’t reduce the overall cost of the lease.

Whether or not to make a down payment on a car lease depends on your financial situation and priorities. If lower monthly payments and increased approval chances are important to you, a down payment might be beneficial. However, if you prefer to keep your cash liquid and avoid upfront costs, you might opt for a lease with no down payment.

At D&M Auto Leasing, we offer flexible leasing options to suit your needs. Contact us by phone or quote form to explore our lease deals and find the perfect car for you!

How to Trade in Your Auto Lease Early and Get a New Car

shane on September 27, 2024

If you’re dreaming of driving a new car but still stuck in your current lease, trading in your lease early might be the perfect solution for you. Here’s a comprehensive guide on how to trade in your lease early and get behind the wheel of a new car.

Why Consider Trading in Your Lease Early?

Trading in your lease early can offer several benefits:

Upgrade to a Newer Model: Enjoy the latest features and technology.

Avoid Excess Mileage Fees: If you’re close to exceeding your mileage limit, trading in early can save you from hefty fees.

Change in Lifestyle: Maybe your needs have changed, and you require a different type of vehicle.

Steps to Trade in Your Lease Early

Check Your Lease Agreement: Review your lease contract to understand the terms and conditions for early termination. Look for any penalties or fees associated with ending your lease early.
Evaluate Your Car’s Condition: Ensure your car is in good condition. Any damage or excessive wear and tear could affect the trade-in value.
Get a Trade-In Appraisal: Visit a dealership to get an appraisal of your current vehicle. This will give you an idea of its trade-in value.
Explore Your Options: Contact your leasing company to discuss your options. Some companies offer lease pull-ahead programs, which allow you to end your lease early without penalties if you lease a new car from them.
Negotiate Your New Lease: Once you’ve decided on a new car, negotiate the terms of your new lease. Make sure to factor in any remaining payments or fees from your current lease.
Complete the Paperwork: Finalize the paperwork for both the trade-in and the new lease. Ensure all terms are clearly outlined and understood.

Tips for a Smooth Transition

Timing is Key: The best time to trade in your lease is typically a few months before it ends. This can minimize penalties and maximize your trade-in value.

Stay Informed: Keep up with current market trends and incentives. Sometimes, manufacturers offer special new car lease deals that can make trading in early more attractive.

Consult a Professional: If you’re unsure about the process, consider consulting with one of D&M’s leasing specialists.

Trading in your auto lease early can be a smart move if done correctly. By following these steps and staying informed, you can smoothly transition to a new vehicle and enjoy all the benefits of leasing a car.

Finding the Best Commercial Leasing Service for Your Needs

shane on September 6, 2024

When it comes to managing a fleet of vehicles for your business, finding the right commercial vehicle leasing service can make all the difference. Whether you’re a small business owner or managing a large enterprise, the right leasing partner can help you save money, improve efficiency, and keep your operations running smoothly. In this guide, we’ll explore how to find and choose the best commercial leasing service for your needs.

Understanding Commercial Leasing

Commercial leasing involves renting vehicles specifically for business use. Unlike personal leases, commercial leases are tailored to meet the unique needs of businesses, offering flexibility and financial benefits that can help your company grow.

Benefits of Commercial Car Lease

Opting for a commercial car lease can provide numerous advantages:

Cost Savings: Leasing can be more cost-effective than purchasing, especially when considering the depreciation of vehicles.

Flexibility: We can customize lease terms to fit your business needs, whether you need short-term or long-term solutions.

Maintenance and Support: Many leasing companies offer maintenance packages, ensuring your vehicles are always in top condition.

Tax Benefits: Businesses can often deduct leasing payments as business expenses, providing tax advantages in the form of tax benefits.

Key Factors to Consider

When choosing a commercial vehicle leasing service, consider the following factors:

Fleet Size and Variety: Ensure the leasing company offers a wide range of vehicles to meet your specific needs, from cars to heavy-duty trucks.

Lease Terms: Seek flexible lease terms that can be customized to meet your business needs.

Reputation and Reviews: Research the company’s reputation and read customer reviews to ensure they have a track record of reliability and excellent service.

Cost and Financial Options: Compare costs and explore different financial options to find the best deal for your business.
Choosing the right commercial vehicle leasing service is crucial for the success of your business. By considering the factors mentioned above and exploring top leasing companies, you can find a solution that meets your needs and helps your business thrive. Remember, the right lease can provide not only financial benefits but also peace of mind. Check out D&M Auto Leasing today to see if our Commercial Leasing program is right for you.

How to Lease a Luxury Car at the Most Affordable Price

shane on September 5, 2024

Leasing a luxury car doesn’t have to break the bank. At D&M Auto Leasing, we specialize in finding the best lease offers on luxury cars. Here’s how you can secure a luxury car lease that fits your budget and lifestyle.

2. Set a Realistic Budget

Luxury cars can be tempting, but it’s crucial to set a budget that aligns with your finances. Consider not just the monthly lease payments but also insurance, maintenance, and any potential fees. At D&M Auto Leasing, our team can help you navigate these costs and find a vehicle that fits comfortably within your budget.

3. Choose the Right Luxury Car

Luxury brands and models have different lease deals. Some cars lose value slower, which affects your lease rate. You can find great lease offers by looking for models that will hold their value well. At D&M Auto Leasing, we can help you find the best lease offers on luxury cars based on current market trends.

5. Negotiate the Lease Terms

Don’t be afraid to negotiate. The advertised lease price is often just a starting point. Factors like the lease term, mileage limits, and down payment can all be adjusted. Our experienced team will work with you to get the most affordable luxury car lease terms tailored to your needs.

6. Consider the Lease Term and Mileage Limits

The length of your lease and mileage limits affect your monthly payments. Shorter leases usually have higher payments but let you switch cars more often. Longer leases lower your payments but offer less flexibility. Choose a mileage limit that matches your driving habits to avoid extra fees.

8. Review the Lease Agreement Carefully

Before signing, make sure you fully understand the lease agreement. Look out for any hidden fees, excess mileage charges, or early termination penalties. Our team at D&M Auto Leasing will walk you through the agreement, ensuring transparency and helping you avoid any surprises down the road.

9. Maintain the Vehicle

To avoid end-of-lease charges, keep the vehicle in good condition. Regular maintenance and careful driving will help you return the car in excellent shape, saving you from additional fees.By following these tips and working with the experts at D&M Auto Leasing, you can enjoy the high-end driving experience you’ve always wanted. Contact us by phone and quote form to find the most affordable luxury car lease today!