9 Steps to Leasing a Car

chris on July 7, 2016

You’ve made the decision to lease instead of buy, but you may be unclear of the next step. To avoid a terrible leasing experience, D&M Auto Leasing has created a simple, yet comprehensive guide to leasing a car. 

Read our 9 Steps to Leasing a Car:

1. Evaluate Your Wants and Needs

Assess your average mileage, ride capacity, gas mileage, safety features, and other important factors.

2. Select Specific Models

Based on your wants and needs, create a list of vehicle models that fit the description.

3. Test Drive

Time to take them for a spin! Focus on each vehicle’s drivability, blind spots, braking, steering, any noises related to the car, and shock-absorption.

4. Ask About Safety Features

Ask if the vehicle comes with anti-lock brake systems, electronic stability control or head-protecting side air bags, as these are the most commonly used features.

5. Talk Price First

Negotiate the purchase price before mentioning the intention of leasing. You want the lowest agreed-upon price first.

6. Debate The Vehicle’s Value

The determined value directly affects the monthly payments. Aim for an offer closer to the dealer’s wholesale price than the manufacturer’s suggested retail price.

7. Calculate Your Monthly Payments

Take the total cost of the vehicle, subtract its residual rate in dollars, and finally divide that number by your lease term in months.

8. Contact Car Leasing Companies

Make a few calls and shop around for the best deal.

9. Review the Lease

Make sure you completely understand the contract, debate any additional fees that you may be able to waive, and finally, sign.

Leasing Vs Buying a Car

chris on June 28, 2016

Are you curious about the benefits of leasing versus buying a car? The answer depends on your current financial situation and what you value in a car.

Lower Monthly Payments

While owning your vehicle is often preferred, buying a car as compared to leasing is stressful and a financial strain. When buying, it is typical to pay twenty percent of the vehicle’s value upfront, while D&M’s EZ Leasing requires no down payment. Monthly loan payments are also substantially higher than lease payments. This is due to paying off the vehicle’s total value. When you lease a car, your payments are solely based off the vehicle’s decline in value, commonly referred to as its depreciation.  In considering a car lease quote, keep in mind that the depreciation rate over a lease term is only a fraction of its total value.

Get in the Car You Want

What do you value when scoping out your next vehicle? One of the benefits of vehicle leasing is that you can have the car you truly want, rather than shopping the limited selection of used cars in your budget. Perhaps, you really want a brand new SUV, but you can’t afford the down payment. A 2016 Chevrolet Tahoe lease solves both problems.

Get the Best Possible Deal

Maybe, rather than style, you seek quality auto leasing for a great deal. D&M Auto Leasing is guaranteed to be the best auto lease. Other third party car leases may try to sell you on a gas-guzzler, so they can cash in on the high depreciation rates. That is not how we do business at D&M. We are dedicated to giving you the best possible car leasing deal. This is why we facilitate your lease over the phone and deliver directly to you.

Contact our D&M leasing staff or call now to be connected with the best vehicle for you now!

What to Ask When Leasing a Car

chris on June 28, 2016

Do you currently have any lease specials?

Most auto leasing companies will run deals in which you pay more upfront to decrease your monthly bill amounts. However, you may end up paying more for the vehicle over the lease term regardless of lower monthly payments.

D&M Auto Leasing doesn’t need specials. D&M Leasing is dedicated to getting client’s the best possible rate everyday. EZ Leasing always offers the lowest rates, and with a qualified EZ Lease, you could skip the down payment altogether!

What is the residual value?

The residual value is how much the vehicle is worth at the end of the lease. This matters because it is a main determinant regarding your monthly payments. The average residual rate for auto lease companies is 45% – 60%.D&M leasing offers low, competitive interest rates along with real market residuals, which allow more flexibility.

What is the interest rate?

D&M’s EZ Leasing program offers low, competitive interest rates. On average, vehicle leasing interest rates are around 3%, but can increase significantly if your credit score is below 680.The D&M auto leasing staff always aims to get you the lowest possible interest rates regardless of your credit score!

What are the mileage limitations?

While 12,000 is the industry standard for a third party car lease, D&M Leasing specializes in high mileage leases.

The lower mileage costs of a D&M EZ Lease make high mileage manageable. Use our convenient Live Chat to find the right lease for your mileage needs.

Are there any drive-off fees?


A drive-off fee is a cap-reduction payment that is used to reduce monthly fees, but is not refunded at the end of the lease. D&M Leasing is known for their first-rate customer service and transparency with their clients. The D&M Leasing staff cares about matching you with the right lease!

D&M Auto Leasing Reviews

chris on June 28, 2016

When researching the best car leasing companies, 4.9 stars are hard to ignore. A 100% recommendation rate speaks for itself. D&M Leasing takes pride in its conscientious customer care and its ability to connect people with the vehicle they want.

Here are a few incites from D&M auto leasing reviews:

“Easiest Experience I’ve had purchasing or leasing a vehicle got me to the payment I wanted to be and found the car I wanted,” said one Dealer Rater review. Professional, knowledgeable, and honest!” – Dealer Rater Reviewer

Top Ten REVIEWS raves about D&M’s trade-in options and the “Build Your Own Car” feature, which allows leaseholders to customize their vehicle, which is rare when working with other car leasing companies.

“Their comprehensive auto leasing system and fantastic customer support have kept thousands of customers coming back to do business,” – Top Ten REVIEWS

At D&M Leasing we accredit 75% of business to referrals. Get in touch with our D&M Leasing staff today!

Should I Lease or Buy a Car?

chris on June 21, 2016

Buying a car is one of the biggest purchases you can make, and it’s a good idea to weigh out your options. Of course buying and leasing both have their advantages, but if you enjoy driving a new car every few years, with less liabilities and lower payments, then leasing is definitely an option you should consider. Read on to learn more about the 3 main benefits to auto leasing:

Auto leasing allows you to drive a new car every few years

Are you sick of driving the same old ride, year after year? Are you unsure what the future holds? Auto leasing gives you the opportunity to get the exact, new or used car you’re looking for at a lower monthly payment than buying. To make the deal even better, when your lease is up all you have to do is hand in the keys and get a new lease. Say goodbye to the hassle of selling a used car!

Avoid the liabilities of ownership in a vehicle

When you purchase a car, you take on a lot of responsibility. Even though your car may be an asset, it does come with a number of expenses and liabilities over time. Auto leasing means low liability because you don’t have to pay for the whole vehicle cost. And what if you just don’t like your vehicle? At D&M Auto Leasing, if you’re unhappy with your ride, there are no early termination fees or penalties.

Never over finance a vehicle again just to get lower payments

Auto leasing is great for keeping some extra cash in your pocket each month. When you compare leasing to buying with the same loan term, the monthly payments are almost always lower. The payments are also very flexible and can often be customize to your own budget. You’ll be happy to know at D&M Auto Leasing, we’re known for offering some of the lowest rates!

These are just 3 of the many reasons auto leasing could be a good fit for your lifestyle. D&M Auto Leasing can customize a lease that best suits your needs, at the best deal possible. The best part is, we’ll do the whole auto leasing process over the phone and then deliver the car directly to you! For more information about our car leasing services.

D&M Commercial Leasing Benefits

chris on June 21, 2016

When you lease from D&M Auto Leasing for your commercial leasing needs, you’re adding a staff of dedicated people that will manage your vehicles so you can worry about more important aspects of your business. In fact, our customers are so satisfied that 70% of our business is repeat and referral business. If you need a vehicle to help your company to grow, chances are we can lease it!

Commercial leasing gives you speed

Any business owner knows, once your business starts taking off, you need to ready for whatever is thrown at you. If you’re in need of equipment now, commercial leasing allows you to respond quickly. Your success is our #1 priority.

Customized commercial leasing solutions

Commercial leasing allows you to structure a financing program that’s right for your business. Whether you’re in the market for a car or tractor, you name it – we can lease it. You can even lease vehicles or equipment nationwide. Most of our competitors simply can’t compete with that kind of service.

Tax advantages

When you choose a commercial lease you are able to take advantage of some tax opportunities. For example, you can pay for the equipment with pre-tax dollars rather than after-tax profits. Some of the cost of the car is also tax deductible with the proper records.

Conserve working capital

Leasing a car gives you the ability to use your working capital for more important day-to-day operations. By spreading your payments over the useful life of the asset, you have less liability and more freedom over your short-term financial health. At D&M Auto Leasing you’ll have access to a variety of lease programs that fit your company’s financial needs.

Increase company value

Want your business to be more attractive to investors? Increase your company’s value by choosing commercial leasing. Most business are surprised to find out, when you lease a car, it doesn’t show up as debt on your financials.

Commercial leasing is flexible

Flexibility is the key to growing a business. As your needs change, you can add to or upgrade your lease. Whatever your fleet management needs, D&M Auto Leasing will take care of it.

For more information about D&M Auto Leasing’s commercial leasing services, contact any of our four D&M Auto Leasing locations or visit: dmautoleasing.com/commercial-auto-lease/

Buy Lease Returns

chris on June 21, 2016

Buying Lease Returns

Most leasing companies deal with local auto auction facilities to liquidate their return investment. Those local auction houses pick the best cars, raise the prices, and sell those vehicles for as much profit as possible. Guess who buys those vehicles from auction?  Local auto dealers!

Many of the vehicles you see at local used auto dealerships come from lease returns. By the time the end purchaser ever sees the car, it has already passed through numerous hands, and the price has been raised considerably. After all, this is a business, and every one of these companies expects to make money. The end purchaser ends up paying that money and ultimately paying more for the car than need be. But there are even more issues with this system as you will see.

Many times the cars are purchased from auction sight unseen, in large lots of vehicles, or with an assumption that the vehicle is in good condition.  That isn’t always the case, and many times the cars have issues which must be fixed.  Sometimes they are fixed correctly before sale to the end customer, and other times they are not fixed properly, or at all.  You may end up paying retail prices for cars which have not been thoroughly checked out and serviced.

Lease Cars for Sale at D&M Auto Leasing

At D&M Leasing, we cut out the middle man and make our lease return cars available for sale directly to the public.  All of our vehicles are checked out, cleaned up and certified to be in working order and as described in our listings. Carfax reports are available on our vehicles as well, so you’ll know exactly what you are getting when you buy from D&M.  By selling direct, and removing the auction and dealers, we can offer pricing that is affordable to just about everyone. We can even help with financing.

Our list of available leased cars is updated often, and cars are listed for 14 days.  

View D&M’s lease return inventory and enjoy the benefits of quality used cars at exceptional prices!