What is Gap Insurance?

chris on September 24, 2018

Protecting Your Vehicle with Gap Insurance

GAP insurance covers your “gap” liability and makes it easier to replace your vehicle quickly saving you time and money.

In the event a lease car is totaled or stolen GAP insurance pays the difference between the insurance settlement and the contractual payoff. At D&M Leasing our EZ Lease and EZ Lease Plus include Gap Insurance at no extra cost to you!

GAP insurance is standard on all D&M Auto Leasing contracts. You get the coverage you need if your vehicle is ever totaled or stolen and not recovered. An experienced D&M leasing professional to guide you through the process. You are not responsible for the payoff amount if it is higher than the insurance settlement, just pay your deductible!

 
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GAP Insurance is included on all D&M car leases at no extra cost. Learn more about D&M’s EZ Lease

High Mileage Lease

chris on August 21, 2018

Dodge the Mileage Penalties with a High Mileage Lease from D&M

One of the main reasons many in the market forego leasing their next vehicle is the strict limit on how many miles they can drive per year. Most lease deals restrict yearly mileage to 12,000 miles or less per year and impose exorbitant mileage penalties. The average commuter could be forced into a long-term commitment to purchase or finance their vehicle rather than enter into one of these low mileage leases.

If you are someone who is interested in the idea of leasing but are not comfortable with low mileage restrictions, D&M is here to help!  At D&M, we have multiple options to get you driving a brand new car today without the added stress of lower mileage restrictions.

Here is where D&M is different:

High Mileage Leasing

With D&M’s proprietary EZ Lease, you get high mileage on top of the lowest rates and best trade-in values around.  With flexible yearly mileage caps, your daily commute won’t stop you from leasing the car of your dreams.  Add in weekend trips, cruising the city, and taking the kids to practice and you can still have all the mileage you need!  If you are a frequent traveler or commuter or drive for business and worry about locking into a fixed-mileage contract, D&M still has more to offer.

No matter how you drive, give us a call or ask for a quote.  Our service specialists are here for to answer all of your questions and get you started on a brand-new mileage-friendly lease.  You can also check out the full details on our EZ Lease and EZ Lease Plus on our website.

8 Advantages of Leasing a Car with D&M

chris on May 7, 2018

At D&M Auto Leasing, we’re all about making things easy for our car leasing customers. That’s why we came up with the EZ Lease: a user-friendly lease that provides better rates, more flexibility, and exceptional service. If you’re on the fence about whether or not car leasing is for you, these 8 advantages of leasing a car will change your mind:

Car Leasing is Simple

To start the car leasing process, all you have to do is simply fill out our online quote form. We just need a few quick details and one of our representatives will contact you shortly with a free quote with no obligations attached. Trust us, it really is that simple!

A No Down Payment Car Lease

Car leasing gives you the option to skip the down payment. With EZ Payment, you’ll make no down payment and no payments for 60 days (for qualified leases). With no down payment, now all you’ll have to worry about is which new car you’re going to choose.

You’ll Get the Lowest Rates

D&M Auto Leasing is known for giving our customers the lowest car leasing rates possible. In fact, the EZ Lease offers the lowest rates of any company on a standard consumer lease. When you choose the right car and the right leasing package, you’ll want to make sure you get the lowest rate out there – that’s where D&M Auto Leasing comes in. Check out our monthly car lease deals for specials on our most popular vehicles.

Never Pay Termination Penalties

Sometimes you lease a car and it just doesn’t work out. Maybe you don’t like the car? Maybe your lifestyle changed and you need a different vehicle? Whatever the reason may be, never fear! If you decide to opt out of your lease, you will never pay early termination penalties.

Car Leasing Allows for Competitive Residuals

Our low, competitive interest rates along with real market residuals allow for more flexibility. If you might want to buy your car once your lease is up, you can drive with more ease because we’ll give you the best price for your car. Another one of the many reasons it pays to lease a car.

Lease on New or Used Cars

Whatever your budget and your lifestyle needs in a lease, an EZ Lease can be customized for you on any new or select used vehicles. We’ll learn everything about your specific situation and personal needs, and customize a lease that works, most times with no money down. That’s how we guarantee the best deal. Start searching our available inventory now.

The EZ Lease Advantages

Buy, lease, free loan cars for emergency service…there are a number of advantages to the EZ Lease. One of the biggest advantages is that the whole process can be done over the phone. Just pick out the car you want to lease, spend some time with us on the phone getting your paperwork in order, and then we bring the car directly to you!

D&M Auto Leasing is locally owned

Since 1976, D&M Auto Leasing has been servicing the people of the DFW area. Today, our four convenient locations and exceptionally friendly service is here for you every time you have a question about your lease. At D&M Auto Leasing, we really mean it when we say we care about our customers.

Whether you’re convinced a lease is for you or you just want to see more information about our options, learn all about our EZ Lease. Also, check out our article on the top 7 benefits of an EZ Lease. For a free quote, contact any of our four D&M Auto Leasing locations.

What to Look For When Leasing a Car?

chris on May 7, 2018

If you are in the beginning stages of researching the car you would like to lease, read this article to learn what to look for when leasing a car.

Low Monthly Payments

What makes a great lease deal is simplified by low monthly payments. Low monthly payments are a result of a high residual value.

High Residual Value

Residual value is a car’s estimated worth at the end of the lease. You want this number to be high because when you lease, you only pay for the vehicle’s depreciation.

The depreciation is the difference between the vehicle’s original value and its residual value, therefore the higher the residual, the less depreciation you will pay. The depreciation is divided by the total lease term in months to determine your base monthly payment.

Vehicle’s with High Residual Value

Unlike buying, leasing a more expensive car can actually have a lower monthly payment than a less expensive vehicle. Luxury brands, like Acura and Lexus, are smart auto leasing options because they are well known for retaining their value. Toyota, Subaru, and Honda have a reputation as non-luxury brands that hold their value as well.

Brand new models also have higher residuals compared to last year’s model. This is why it is common practice to lease new cars rather than used. Used cars have already depreciated, making their end of lease worth significantly lower.

If you already have a car in mind, you can find out its residual by calling the dealership, looking it up on a vehicle valuation site, or you can save yourself the work and get a free quote from D&M Auto Leasing.

Kellie Rasberry Is a Proud “Minivan Mom!”

chris on May 7, 2018

The lovely Kellie Rasberry from The Kidd Kraddick morning show is now a very proud minivan mom!

Her agent, Jeff Coren, delivered this new Chrysler Pacifica right to the family’s driveway!

Kellie Rasberry has been a very loyal client for several years and we love getting to work with her and her family! She is going to look great in this new ride that will make the carpool trips even easier. Thank you for being such a loyal client, we look forward to working with you and Allen again with your next car!

Listen to Kellie Rasberry on the Kidd Kraddick Morning Show talking about her new Minivan below!

Will You Need a Cosigner On Your Vehicle?

chris on May 7, 2018

If you have issues with your credit, getting a car, whether you lease or buy, may be challenging. However, you still need a vehicle. If you have no or poor credit, a cosigner can help make that possible.

D&M Leasing is here to help you learn the ins and outs cosigning a car lease.

 

Do You Have Poor Credit?

There are a lot of ways to diminish your credit score. Maybe you’ve missed a few payment due dates, or went over your credit line. Sometimes unfortunate things happen and defaults, repossession, and bankruptcy are unavoidable. Such life events can negativity affect credit up to 10 years.

Even if you’ve evaded debt, lack of credit can be just as impactful. If you have no loan or credit history, the bank cannot accurately evaluate your credit performance.

There are plenty of free credit checkers, so you can assess where your credit lies before heading to the dealer. Credit scores can range anywhere from 300 to 850, 550 is considered very negative, while 750 is exceptional. Anything below 629 is considered bad credit. However, fair credit, 630 to 689, may also require a cosigner.

 

Who Should Be Your Cosigner?

The purpose of a cosigner is that they agree to make your lease payments if you are unable to. They are required to have good credit since their qualifications will grant the lease or loan approval. Even though their name is on the lease contract, the vehicle is still your responsibility; a cosigner is not a co-owner.  

Your cosigner should be someone with mutual trust. In case of serious financial hardship, in which there was no way you could make your monthly payments, you should be able to trust that your cosigner will fulfill the obligation.  Your cosigner must be able to trust that you will do everything in your control to be accountable for your monthly payments.

 

What If You Don’t Have a Cosigner?

Then you need a sub-prime lender. Sub-prime lenders provide loans to people with poor credit. This often comes at a higher interest rate to compensate. Both bad credit and nonexistent credit history are temporary nuisances that can be repaired over time. A car lease is a great start to building your credit or recovering bad credit.

At D&M Leasing, we take every client’s specific situation and personal needs into account when finding you a customized lease that works for you. Contact D&M Auto Leasing today for quote.

What Does It Mean to Lease A Car?

chris on May 6, 2018

Buying a car has its advantages, but one of the major leasing bonuses is that you drive more car for less cash. The benefits of leasing a car versus buying a car include painless budgeting, convenience, and getting the vehicle you want.  Find out what it means to lease a car at D&M Leasing. 

Easy Financing

Car leasing is often thought of as renting, but it’s really an alternate way of vehicle financing. With car leasing, you are only responsible to pay for the use of the vehicle in comparison to the vehicle’s entire, initial value. When leasing a car, your payments are solely based off the vehicle’s depreciation, resulting in lower monthly payments.

With the D&M Auto Leasing EZ Lease, you can lease a car with no money down and no payments for the first sixty days. Buying a car typically requires a down payment around twenty percent of the total value.

Convenience

D&M Leasing will facilitate your lease over the phone and deliver directly to you. Drive a new vehicle every few years. You’ll be covered by the manufacturer’s warranty throughout the entire lease, saving you money on common repairs. You’ll also return your lease vehicle well before expensive repairs or maintenance.

Opportunity

The most exciting benefit of leasing versus buying is that you can have the car you want to drive, rather than compromising for the vehicle you can afford to buy. D&M Leasing staff works with you to facilitate the best car lease deal on the vehicle you want.

Whether you’re convinced a lease is for you or you just want to see more information about our options, learn all about our EZ Lease.

Get behind the wheel of your dream car today! Contact D&M Auto Leasing.

Should You Buy Your Leased Car?

chris on May 5, 2018

The end of your lease is drawing near, and most likely, you’ve received offers from your auto lease company on new available leases. You may be considering buying your vehicle. This article will help guide you on whether or not you should buy your leased car.

Is the vehicle in great shape?

You’ve been responsible for its condition. If you’ve taken great care of it, then why not take advantage of the residual value?

Did you go over your miles?

Luckily with the low mileage costs of our EZ Lease, you win whether you choose to turn your vehicle in or settle the amends by buying it.

Do you still love it?

Then buy! At D&M we offer our vehicle trade-ins and lease returns directly to you! We post ours on our site for 14 days to sell directly to the public.

Check out our lease return inventory and get your next vehicle for less than market value!

D&M Auto Leasing is committed to keeping our clients happy. Chat with us today, and discuss your needs for your next vehicle.

Leasing vs. Buying a Car Example

chris on May 5, 2018

Find Out How Much You Can Save When You Lease vs. Buying a Car with D&M Leasing

Some people find it hard to believe that D&M Leasing can save them so much money on their new car. We broke down the cost of one of our most popular trucks. The 2017 Toyota Tacoma is a prime example of how much money you can save by leasing with D&M Leasing. Not to mention, you can get a new truck sooner than you can when you “buy!”

With D&M’s EZ Lease you can save 40% a month versus “buying” that Toyota Tacoma! Not to mention D&M Leasing’s EZ Lease means no down payment and no payments for 60 days! You can’t afford to not lease with D&M Leasing.

Still not sure if leasing is for you? Learn more about how our EZ Lease can work for you.

Top 7 Benefits of the D&M EZ Lease

chris on May 5, 2018

What Makes the EZ Lease so Easy?

1. EZ Process

We make your leasing experience as efficient and easy as possible. Fill out our online quote form and our D&M Leasing staff will contact you as soon as possible.

2. EZ Payment

Skip the down payment and get on the road! With no payments for 60 days, you have plenty of time to enjoy your new car.

3. EZ Low Rates

Standard consumer leases are guaranteed the lowest rates of any car leasing company.

4. Ez Termination

Never pay early termination penalties.

5. Competitive Residuals

Our low, competitive interest rates and real market residuals allow more flexibility.

6. Lease on New or Used Cars

Customize your EZ Lease on any new or select used vehicles.

7. EZ Advantages

At D&M Leasing, we are dedicated to excellent customer service without imposing on your time. Receive exceptionally friendly local service every time you have a question about your lease. You can also buy, lease, or trade with just one call. In case of breakdown, the D&M EZ Lease will loan you an emergency vehicle for free.

For a full description of what our lease options can do for you, take a look at our EZ Lease.

Get a Free Quote Today on your Next Vehicle!