Lease a 2017 Ford F-150 Raptor

chris on July 18, 2016

The 2017 Ford F-150 Raptor dazzled at the Detroit Auto Show in January. Its Turbo V-6 engine, new terrain management system and suspension are well worth the awe.

Turbo V-6 Engine

The 2016 Ford Raptor’s 3.5 liter V6 EcoBoost engine was well received, but the 2017’s 3.5 liter Turbo V-6 already has skeptical aficionados excited for its release. The Turbo emits 375 hp, as well as 470 lb.-ft. of torque (turning power). Simply put, the Turbo V-6 engine by far out-powers many of its competitor’s V-8 truck engines.

New terrain management system

The new 2017 Raptor’s terrain management system consists of six unique preset modes: Normal, Street, Weather, Mud and Sand, Baja and Rock Crawling. The engine, transmission, traction control and brake systems all adapt to the terrain even when its covered in rain, snow or ice. The Raptor’s off-road capabilities are ideal for high-speed desert running.

Suspension

FOX Racing Shox equips the 2017 Ford F150 Raptor for road, dirt, snow and mountain, with race-proven performance.

Other Features

The 2017 Raptor’s aluminum alloy body makes the Raptor approximately 500 pounds lighter than its previous model. The sporty exterior is complemented by its sleek interior with carbon-fiber accents, a contoured steering wheel, and touch screen multimedia system. The 2017 Ford F150 Raptor is also available in a SuperCrew model.

Excited yet? You can lease your 2017 Ford F-150 Raptor with D&M Auto Leasing Now! Check out D&M’s Ford Inventory at: www.dmautoleasing.com/vehicles/ford-lease/

Fleet Leasing Vs Buying

chris on July 8, 2016

3 Main Points to Consider when Fleet Leasing

Many trades require frequent travel, room for cargo, or even carpool capabilities. Relying on its employee’s vehicles to suit its needs may not be a viable solution. Such businesses need corporate cars to lend to their staff. If you’re thinking about buying or leasing a fleet, read the following 3 main points to consider to make the best decision for your business.

Money

The financial factors of buying versus leasing a fleet are top priority. Purchasing corporate cars provides valuable assets for your business, while fleet leasing costs less per month, freeing up funds for other sectors.

Accounting

How your fleet is accounted for also has a major impact on your taxes. There are two categories for accounting fleet leases: operating and capital.

  • Operating leases are the most common type because it is free of liability of ownership. Operating leases obtain tax benefits for your company by deducting the entire lease payment from income statements.
  • Capital leases claim depreciation and deduct the interest from lease payments. A capital lease is treated as an asset because you are considered the owner of the fleet. This means your company is responsible for fleet maintenance. However, your contract includes the option of purchase at the end of the lease term, most likely at a bargain. This is an appealing option if you are considering leasing, then transitioning to owning you corporate cars.

To ensure the best tax benefits for your business, discuss both operating and capital with your company accountant.

Incentives & Discounts

  • If you have savvy negotiation skills, you may be able to strike a bargain with a dealer when buying. Make sure you research new cars extensively so that you know what you want, then shop around for the best offer.
  • Fleet leasing companies already have established relationships with dealers, guaranteeing you the best deal. They may even implement discounts for large fleets.

Time & Hassle

Buying

  • The extensive research and trips to multiple dealerships needed to get the best deal are very time consuming.
  • Your business manages all the paperwork and data, such as consolidating invoices and expenses, as well as managing inventory for your fleet.
  • Your business is responsible for handling accidents and replacing stolen vehicles.

Fleet Leasing

  • Fleet leasing companies manage maintenance as well as repairs and replacements with quick turnaround and cheap rates.
  • Your company only duties are to pay the monthly lease agreement and manage your employee’s gas mileage reimbursement.

Brand Appeal

It may sound vain, but your business’s appearance matters. Vehicles that are not well maintained hurt your image, while a quality, cohesive fleet of vehicles strengthens your brand’s appeal. When you purchase your fleet, this leaves you responsible for keeping the vehicles up to standard.

In Summary…

An operating fleet lease gives you the best tax benefits, while taking care of all the details, so you have the money, time and energy to spend on your business.

Amplify your company’s success with D&M’s fleet leasing today!

5 Easy Steps to Car Leasing

chris on July 8, 2016

Step 1: Do Your Homework

Have no more than 3 cars you’re interested in leasing picked out, and test drive them first. Also make sure to familiarize yourself with leasing terminology, so that you fully understand your contract.

Step 2: Your Lease

The most common, and highly recommended lease term is 36 months. You will be protected by the warranty the entire time the vehicle is in your possession, and you will be driving it in its prime.

Step 3: Estimate Your Monthly Rent

There are several free online tools to help you determine your monthly fee.The formula factors the residual value, mileage, down payment, and trade-in value of your previous vehicle to determine your estimated monthly payment.

Step 4: Call D&M Leasing

D&M Auto Leasing will find you the best deal on any make or model, guaranteed. Our staff is dedicated to granting you superior customer service, without pressuring you to sign.

Step 5: Review and Sign

You’ve found the vehicle you want, at a low monthly rate, and a leasing agent you can trust. All you need now is a pen.

Unofficial step six: celebrate!

At D&M Leasing, we are dedicated to excellent customer service without imposing on your time. Receive exceptionally friendly local service every time you have a question about your lease. Learn more about Leasing at D&M.

The Self-Driving Car: Car of the Future

chris on July 8, 2016

You may have heard a few luxury auto manufacturers are making optimistic claims to release the first fully autonomous vehicle in the next year or two.

Who is in the Running?

Elon Musk claims Tesla will successfully manufacture first fully autonomous vehicle in 2018. He expresses that he is confident with Tesla’s progress, and that is more of a matter of its model successfully operating in robust array of circumstances.

BMW Group has partnered with Intel and Mobileye to produce its first driverless vehicle in 2017. BMW proposes to churn out level 3 to level 5 automated cars to multiple dealers.

Volvo plans for their fully autonomous model to reach the streets in 2018. Their goal is to begin trials with semi autonomous cars that will track the human driving experience to aid the driverless maneuvers.

What is Holding Them Back?

The main setback is navigating left turns. In most simulations, the fully autonomous vehicle waited a significantly longer amount of time to cross traffic than a human driver has the patience for. Drivers take more risks, crossing through shorter breaks in traffic than a robot can justify. A smaller setback is human-directed traffic such as police guards guiding traffic after an event. However, technology can overcome with more cameras and sensors.

Who will be the Victor?

It will be exciting to watch the manufacturers race for the first fully autonomous car. D&M Auto Leasing especially looks forward to being the first to lease it.

Spot A Great Auto Lease Deals

chris on July 7, 2016

While leasing may seem complicated and overwhelming, identifying a great lease deal is actually quite simple. These few key points make up everything you need to know to spot a great auto lease deal:

Look for a High Residual Value

The residual value is the largest determinant in getting a great auto lease deal. The residual estimates the vehicle’s worth by the end of the lease term. Most vehicles are predicted to be worth of their value by the end of the lease, meaning that you are paying for that 50% use. Vehicles with high residuals are forecasted to hold more than 50% of their value at the lease completion. Luxury vehicles can have a residual as high as 64%, meaning you could pay as low as 36% of its use.

Keep in mind that the residual value is a formula. For example, the average price of a new car is $33,000. If the residual is set at 50%, you will pay $16,500 over a typical lease term, which is 3 years. Your monthly payments will be roughly $458. If the residual value is set at 60%, then you will pay $13,200 over 3 years. Your monthly payments will be around $366. When you lease a car with a high residual, you are paying for less than half of its use.

D&M Auto Leasing provides real market residuals…

Seek Competitive Interest Rates

Interest rates also have a significant impact on your monthly payments. Unlike residuals, the interest rate is a little more negotiable. To score the best interest rate, call a few third party leasing companies. Most likely, the rep will give you the vehicle’s “money factor”, which is the interest rate translated into a small decimal number. Multiply the money factor by 2400, to figure the interest rate.

D&M Leasing offers competitive interest rates…

Negotiate for Low Fees

Additional to a security deposit, it has become common practice for leases to include acquisition and disposition fees. You will have the most luck negotiating these fees, however, because they vary depending on the car leasing company. An acquisition fee is the charge issued to cover the expenses for arranging a lease. Disposition fee is the charge administered to cover the cost of preparing the car for sale.

A D&M EZ Lease offers no down payment as well as no payments for 60 days…

Pursue Leasing Companies With High Customer Retention

Customer retention means a company has loyal consumers due to positive car leasing experiences.

D&M Auto Leasing attributes 70% of its business to repeat and referred clients…

You are now fully equipped to recognize the best car leasing deals. Contact D&M Leasing today for a great car lease deal and top-notch customer service!

Why The Surge In Leasing vs Buying a Car?

chris on July 7, 2016

The number of consumers choosing to lease rather than buy in the last year has increased significantly. More than 25% of new-cars sold in 2015 were leases, versus 22% the year prior. Learn why consumers are moving towards leasing vs. buying:

Consumer Culture

The shift in consumer culture has made a huge impact. The majority of our entertainment and possessions are paid for monthly.  Beyond rent and car loan or lease, smart phones, streaming services, the cloud, and countless other tangibles and intangibles are all included in our monthly budgets. Balancing all those recurring transactions has veered consumer focus towards low monthly costs.

Rising Cost of Buying

New cars are steadily increasing in price, meaning higher monthly loan payments. The average price for a new car or truck is over $33,000, according to Kelley Blue Book. This is a 2.6% rise from 2014’s $32,000. As the price of purchasing a new car increases, no wonder so many consumers are opting for leasing. They are driving the same vehicle, but only paying for its depreciation, rather than the total value of the vehicle.

Technology

Everything we own is becoming “smart”. Technology for our phones, entertainment, fitness gear, homes and cars is consistently advancing, making newest tech obsolete in just a few years. By leasing, consumers can take full advantage of the latest safety and entertainment features while they are still relevant.

Top 4 Features in New Car Safety Technology

chris on July 7, 2016

With cars evolving towards complete autonomy, the latest car technology focuses on safety features. D&M Auto Leasing compiled a list of our favorite, currently available, new car safety technology.

Advanced Backup Cameras

Backup cameras are quickly becoming a staple in vehicles, but the latest cameras feature multi-angle and even 360-degree views. Multi-angle views include a bird’s eye perspective allows drivers to see their entire car in relation to its surroundings.  Advanced backup cameras are advantageous for fitting into tight spaces such as parallel parking.

City dwellers will benefit from advanced backup cameras, while rural drivers reap less of its benefits. Brands featuring the latest advanced backup cameras include new Infiniti models, select Nissans, and the new Toyota Prius.

Augmented Reality Owner’s Manual

Unlike paperbacks or ebooks, augmented reality owner’s manuals are user-centric. Augmented reality manuals provide instant solutions to consumers. A user can focus their smart phone on any part of the vehicle, and will receive in-depth information immediately. Augmented reality eliminates the grueling process of thumbing through the user’s manual for answers. The new Hyundai Sonata successfully executes this technology for now, but this will likely catch on with other brands.

Automatic Steering

Automatic steering is popping up in two forms: lane-keep assistance and semi-autonomous steering. Lane-keep assistance prevents accidents by correcting steering if the vehicle veers out of the lane. Semi-autonomous steering is especially exciting because vehicles with this feature are capable of hands free driving. However, the vehicle will request for you to regain control of the wheel in less than a minute, but semi-autonomous steering is a significant step towards self-driving vehicles. Regular highway commuters benefit from automatic steering due to its ability to prevent accidents caused by distracted driving. 

Automatic steering has already caught trend with lane-keep assistance fairly prevalent in new cars. Semi-autonomous steering is commonplace with high-end models, as well as moderate selections such as the Acura TLX, Infiniti Q50, Subaru Legacy, and the Chrysler 200.

Adaptive Headlights

Adaptive headlights adjust to road conditions for optimal view. Automatic high beams illuminate and dim accordingly. Nighttime and rural drivers will gain the most from adaptive headlights.  Automatic high beams are increasingly available in new cars.

9 Steps to Leasing a Car

chris on July 7, 2016

You’ve made the decision to lease instead of buy, but you may be unclear of the next step. To avoid a terrible leasing experience, D&M Auto Leasing has created a simple, yet comprehensive guide to leasing a car. 

Read our 9 Steps to Leasing a Car:

1. Evaluate Your Wants and Needs

Assess your average mileage, ride capacity, gas mileage, safety features, and other important factors.

2. Select Specific Models

Based on your wants and needs, create a list of vehicle models that fit the description.

3. Test Drive

Time to take them for a spin! Focus on each vehicle’s drivability, blind spots, braking, steering, any noises related to the car, and shock-absorption.

4. Ask About Safety Features

Ask if the vehicle comes with anti-lock brake systems, electronic stability control or head-protecting side air bags, as these are the most commonly used features.

5. Talk Price First

Negotiate the purchase price before mentioning the intention of leasing. You want the lowest agreed-upon price first.

6. Debate The Vehicle’s Value

The determined value directly affects the monthly payments. Aim for an offer closer to the dealer’s wholesale price than the manufacturer’s suggested retail price.

7. Calculate Your Monthly Payments

Take the total cost of the vehicle, subtract its residual rate in dollars, and finally divide that number by your lease term in months.

8. Contact Car Leasing Companies

Make a few calls and shop around for the best deal.

9. Review the Lease

Make sure you completely understand the contract, debate any additional fees that you may be able to waive, and finally, sign.

Leasing Vs Buying a Car

chris on June 28, 2016

Are you curious about the benefits of leasing versus buying a car? The answer depends on your current financial situation and what you value in a car.

Lower Monthly Payments

While owning your vehicle is often preferred, buying a car as compared to leasing is stressful and a financial strain. When buying, it is typical to pay twenty percent of the vehicle’s value upfront, while D&M’s EZ Leasing requires no down payment. Monthly loan payments are also substantially higher than lease payments. This is due to paying off the vehicle’s total value. When you lease a car, your payments are solely based off the vehicle’s decline in value, commonly referred to as its depreciation.  In considering a car lease quote, keep in mind that the depreciation rate over a lease term is only a fraction of its total value.

Get in the Car You Want

What do you value when scoping out your next vehicle? One of the benefits of vehicle leasing is that you can have the car you truly want, rather than shopping the limited selection of used cars in your budget. Perhaps, you really want a brand new SUV, but you can’t afford the down payment. A 2016 Chevrolet Tahoe lease solves both problems.

Get the Best Possible Deal

Maybe, rather than style, you seek quality auto leasing for a great deal. D&M Auto Leasing is guaranteed to be the best auto lease. Other third party car leases may try to sell you on a gas-guzzler, so they can cash in on the high depreciation rates. That is not how we do business at D&M. We are dedicated to giving you the best possible car leasing deal. This is why we facilitate your lease over the phone and deliver directly to you.

Contact our D&M leasing staff or call now to be connected with the best vehicle for you now!

What to Ask When Leasing a Car

chris on June 28, 2016

Do you currently have any lease specials?

Most auto leasing companies will run deals in which you pay more upfront to decrease your monthly bill amounts. However, you may end up paying more for the vehicle over the lease term regardless of lower monthly payments.

D&M Auto Leasing doesn’t need specials. D&M Leasing is dedicated to getting client’s the best possible rate everyday. EZ Leasing always offers the lowest rates, and with a qualified EZ Lease, you could skip the down payment altogether!

What is the residual value?

The residual value is how much the vehicle is worth at the end of the lease. This matters because it is a main determinant regarding your monthly payments. The average residual rate for auto lease companies is 45% – 60%.D&M leasing offers low, competitive interest rates along with real market residuals, which allow more flexibility.

What is the interest rate?

D&M’s EZ Leasing program offers low, competitive interest rates. On average, vehicle leasing interest rates are around 3%, but can increase significantly if your credit score is below 680.The D&M auto leasing staff always aims to get you the lowest possible interest rates regardless of your credit score!

What are the mileage limitations?

While 12,000 is the industry standard for a third party car lease, D&M Leasing specializes in high mileage leases.

The lower mileage costs of a D&M EZ Lease make high mileage manageable. Use our convenient Live Chat to find the right lease for your mileage needs.

Are there any drive-off fees?


A drive-off fee is a cap-reduction payment that is used to reduce monthly fees, but is not refunded at the end of the lease. D&M Leasing is known for their first-rate customer service and transparency with their clients. The D&M Leasing staff cares about matching you with the right lease!